Are you struggling to afford your monthly debt payments, want to free up more cash every month and fix your credit score?

Discover how to quickly reduce your debt payments into one lower monthly installment

Over-indebted and cannot afford your current monthly repayments? Consolidate quickly without slow, expensive consolidation loans.

  • Service is registered with the National Credit Regulator
  • Get fast protection from creditors and legal action
  • Eventual clearance of your credit record & blacklistings
  • Consolidate debt payments into one reduced installment
  • May no longer need to speak to your creditors directly

"Thank you very, very much for your fast and professional service Jo-Marie, I really appreciate it." - Mrs Oberholzer, Bloemfontein

Complete the below form to book your free "no obligation" debt consolidation consultation

Over 10,000 satisfied clients helped to become debt free

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Why is this process better than a consolidation loan?

  • This NCR registered debt review process was created to help clients deal with debts while still being able to afford a stable lifestyle. The process will legally shield you from creditors, legal action and further blacklistings, while you work at paying off your debts in a way that is manageable.
  • While the debt review process provides immediate results, a consolidation loan of larger amounts can take up to 3 months to register, simply creates more debt spread over a longer term and often requires that you own property to access higher loan amounts. This is not the best solution.

It’s refreshing to know there are still people out there that care and that can help people like me and are pro-active. There is nothing worse than facing a faceless enemy (creditors). At least this way, you are fighting the fight with me and helping me realize there IS A WAY OUT of this.

Dear Maggie, I spoke to Annaline and she was of great help just like you. She explained everything to me and I am happy to say I can finally breathe again. Again thank you, I just want to finish off my debts, and be debt free.

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Section 86 of the national credit act 34 of 2005 entitles an over-indebted consumer to apply at a registered debt counsellor to be placed under debt review, which is a government created managed service, called Debt Counselling. The consumer's rights are strictly protected in terms of the provisions of the act and the consumer is entitled to a monthly reduction in debt obligations in order to ensure that essential living costs can be afforded by the consumer. Consumer rights are specifically protected by the act and entitles the consumer to a fair and reasonable debt re-arrangement plan. All fees are fixed and regulated by the NCR. Click here for fee guidelines

Our debt counsellor is registered and compliant with the National Credit Regulator debt review process. Please click here to view the certificate. Please click here to visit the NCR