Are you struggling to afford your monthly debt payments, want to fix your credit report and stop creditors from calling you?

Discover how to reduce monthly debt payments easily into one lower monthly installment

Over-indebted and cannot afford your current monthly repayments? Consolidate quickly without slow, expensive consolidation loans!

This is the fastest way to reduce your monthly debt expenses and fix your credit score. No new loan required!

  • Service is registered with the National Credit Regulator
  • Get fast protection from creditors and legal action
  • Eventual clearance of your credit record & blacklistings
  • Consolidate debt payments into one reduced installment
  • May no longer need to speak to your creditors directly


"Thank you very, very much for your fast and professional service Jo-Marie, I really appreciate it." - Mrs Oberholzer, Bloemfontein

Complete the below form to book your free "no obligation" debt consolidation consultation

Over 6000 satisfied clients helped to become debt free

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Why is this service better than a debt consolidation loan?

  • The Debt review process is an NCR (National Credit Regulator) approved processes that was created for consumers to help them with their debt problems and allows for an effective solution to deal with debts that will legally shield you from creditors and any negative impact to your credit record such as blacklisting, bad credit rating & judgements, while you work at paying off your debts with the least impact to your lifestyle as possible
  • We will attempt to assist you no matter what your current situation maybe be or the state of your credit record. Even if we cannot assist you we will offer advice on how to proceed.
  • Debt consolidation loans cannot do this. Debt counselling is also much quicker and will provide you with immediate effective debt consolidation with legal protection, were as a consolidation loan will take up to 3 months to register and only spreads your debt over a longer period and costs you more at the end of the day.
  • The Debt counselling process can often reduce your monthly debt payments by a significant percentage and you are able to cancel your debt review at any time which is not possible with a debt consolidation loan.

Some comments from our happy debt free clients...

Maggie, you’re a star ! It’s refreshing to know there are still people out there that care and that can help people like me and are pro-active. There is nothing worse than facing a faceless enemy (creditors). At least this way, you are fighting the fight with me and helping me realize there IS A WAY OUT of this.

Your expertise and knowledge has helped me to the point where I am humbled. Never before have I received such outstanding service. Thank you, Roxanne. You certainly went the extra mile. It is a pleasure to liaise with you. My stress levels have certainly dropped. Keep up the good work!

Click Here To Request Your Free Debt Consult

Debt Consolidation .Org. Za does not provide consolidation services directly but will review your requirements and refer you to the ideal debt consolidation companies or debt review service provider for your specific needs. Section 86 of the national credit act 34 of 2005 entitles an over-indebted consumer to apply at a registered debt counsellor to be placed under debt review, which is a government debt consolidation approved service, called debt counselling. The consumer's rights are strictly protected in terms of the provisions of the act and the consumer is entitled to a monthly reduction in debt obligations in order to ensure that essential living costs can be afforded by the consumer. Consumer rights are specifically protected by the act and entitles the consumer to a fair and reasonable debt re-arrangement plan.