Are you struggling to afford your monthly debt payments, want to free up more cash every month by lowering your debt repayments into one lower monthly installment, fix your credit report and stop creditors from calling you?

Discover how to reduce monthly debt payments easily into one lower monthly installment

Over-indebted and cannot afford your current monthly repayments? Consolidate quickly without slow, expensive consolidation loans!

This is the fastest way to reduce your monthly debt expenses and fix your credit score. No new loan required!

  • Service is registered with the National Credit Regulator
  • Get fast protection from creditors and legal action
  • Eventual clearance of your credit record & blacklistings
  • Consolidate debt payments into one reduced installment
  • May no longer need to speak to your creditors directly

"Thank you very, very much for your fast and professional service Jo-Marie, I really appreciate it." - Mrs Oberholzer, Bloemfontein

All fees are fixed and regulated by the NCR! Service includes your FREE credit report

Complete the below form to book your free "no obligation" debt consolidation consultation

You must be employed to qualify for debt consolidation

Over 10,000 satisfied clients helped to become debt free

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Why is this process better than a debt consolidation loan?

  • The Debt review process is an NCR (National Credit Regulator) approved processes that was created for consumers to help them with their debt problems and allows for an effective solution to deal with debts that will legally shield you from creditors and any negative impact to your credit record such as blacklisting, bad credit rating & judgements, while you work at paying off your debts with the least impact to your lifestyle as possible
  • Debt consolidation loans cannot do this. Debt counselling is also much quicker and will provide you with immediate effective debt consolidation with legal protection, were as a consolidation loan will take up to 3 months to register and only spreads your debt over a longer period and costs you more at the end of the day.
  • The Debt counselling process can often reduce your monthly debt payments by a significant percentage and you are able to cancel your debt review at any time which is not possible with a debt consolidation loan.
  • A consolidation loan does not offer protection from legal issues and repossession
  • We will attempt to assist you no matter what your current situation maybe be or the state of your credit record. Even if we cannot assist you we will offer advice on how to proceed.
  • With the debt counselling process you will have a professional counsellor who will deal with your creditors on your behalf and make sure your best interests always have top priority

Some comments from our debt counsellors happy clients...

Maggie, you’re a star ! It’s refreshing to know there are still people out there that care and that can help people like me and are pro-active. There is nothing worse than facing a faceless enemy (creditors). At least this way, you are fighting the fight with me and helping me realize there IS A WAY OUT of this.

Dear Maggie, I spoke to Annaline and she was of great help just like you. She explained everything to me and I am happy to say I can finally breathe again. Again thank you, I just want to finish off my debts, and be debt free.


More reasons to request your free consultation...

  • Over 10 000 satisfied clients have already used this service to free up more money each month for the things that are really important and to begin their journey to becoming debt free, clearing their credit report and retaking control over their financial future
  • A fully transparent and easy to understand platform is available where you can track the progress of your debt consolidation process at any time from the comfort of your own home, so you always know exactly what is going on and will always be in control
  • All of our valued new clients will be assigned a personal relationship manager and debt counsellor whos responsibility it us to take care of your personally. You will have the piece of mind knowing that you can get in touch with them directly whenever you need
  • We also have many support products available that are all geared to putting my money in your pocket each month by reducing your expenses wherever possible. Consolidating debts is only the beginning of a holistic plan to improve your financial situation

Thanking you so much for all your help and all your assistance. You guys have been so supportive and understanding and extremely patient and helpful throughout my ordeal. I would like to say thank you from the bottom of my heart and I will definitely recommend you to anyone.


Good Morning Jo-Marie, I don’t know where I would be without you, you have what they call humanity in you.May the Lord bless you in all that you wish for. Regardless of the person’s problems, you always have an ear to listen, I thank you.

Click Here To Request Your Free Debt Consult


Debt Consolidation .Org. Za does not provide consolidation services directly but instead reviews your requirements and refers you to the ideal service provider for your specific needs.

Section 86 of the national credit act 34 of 2005 entitles an over-indebted consumer to apply at a registered debt counsellor to be placed under debt review, which is a government created managed service, called Debt Counselling. The consumer's rights are strictly protected in terms of the provisions of the act and the consumer is entitled to a monthly reduction in debt obligations in order to ensure that essential living costs can be afforded by the consumer. Consumer rights are specifically protected by the act and entitles the consumer to a fair and reasonable debt re-arrangement plan. All fees are fixed and regulated by the NCR. Click here for fee guidelines

Our debt counsellor is registered and compliant with the National Credit Regulator debt review process. Please click here to view the certificate. Please click here to visit the NCR