–> Are you currently struggling with your monthly debt repayments?

–> Would you like to reduce your monthly repayments by up to 30% and free up income for more important things?

–> Have you been blacklisted and suffer with a bad credit record?

–> Would you like to clear your blacklisting and repair your credit record to allow you access to basic necessities such as a home loan, cell phone contracts and other forms of credit?

–> Tired of being declined credit or quoted high interest rates due to a credit record issue?

“If you currently own property we may be able to assist you with a debt consolidation loan.”

Our respected debt consolidation loan provider specializes in assisting blacklisted South African property owners to consolidate their debts and reduce their monthly repayments while at the same time working towards clearing their credit record in the medium term.

If you think this may help you, we would love to provide you with a quote and financial plan to improve your current monthly expenses and credit situation.

Please review the below qualification criteria and if you do qualify, please complete the form at the bottom of the page. (If after reading the below criteria you are still not sure if you qualify or not, please go ahead and complete the form and we will get back to you ASAP to assist.)

- The outstanding balance on your bond (if you have one) must be less than 50% of the value of your home.

- The minimum consolidation loan amount is R100 000. Max cash out is R25 000.00. The remainder must be used to pay off your debts.

- You must have an income and earn a fixed monthly salary.

- Your salary must be paid into your bank account – no cash payments allowed.

- You may have a poor credit history, i.e. judgments and defaults on your credit record. However individuals that have a judgment over their bond unfortunately cannot be assisted.

- You must be a South African citizen and live in your own home (your home cannot be rented out unless occupied by a family member).

- You must not be under debt counseling or administration.